If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

Its an amusing observation as to why our elderly years are named the golden yrs. I guess when one perceives what these years were in the first place signified to be like, that may have been a correct description. The survey of the anatomy of the human body has proven that there are very distinct signals of the maturing body, far before we become consciously conscious of it ourselves. For Certain there’s days that we wake up filled with aches and pains, but in the young to middle years we find an excuse for it. For example, I played too much ball the day before, or I carried too much at work. And So all of a sudden 1 day, when we wake up to the unchanged aches and strains, its because we’re growing older.

We all complain about being short of time and every day there are 1001 things we want to get done and invariably we never get everything done. There is a limit to the time we have available and a limit to how much we can get done in that time but time management helps us make the most of the time we do have.

Some of have used or at least know the terms, oh it is development strain, he’s going through a growth spurt, or he’s got raging hormones. These are standard terms that some of us use when relating to our children from a wellness point of view. We have come to take these terms lightly. So if anyone were to ask us, well what is causing the development pains or the development spurt, we might not be confident to answer ,besides, well he is growing. So the better inquiry is what makes him grow? The answer to that is the endocrine system contained in his/her body.

A dispute letter is your method of challenging the accuracy or validity of a bad credit mark on your report. In your letter you need to include the reason for your dispute and the mark that you are disputing.

Reasons often include; account is out of date, information is wrong, account paid in full, not my account and many more. The bureaus will conduct an investigation into the mark when they deem your letter valid.

During this investigation the collection agency or lender is contacted and the account is verified and the dates and amounts. If the account can not be verified then it will be removed from your credit report.